Educational Purpose Only

All content published by FlashTream, including but not limited to courses, tutorials, articles, videos, and digital budgeting tools, is provided solely for educational and informational purposes. Our materials are designed to help users develop their understanding of personal finance management and digital budgeting techniques.

We do not provide financial advice, investment recommendations, or professional financial planning services. The educational content we offer should not be considered a substitute for professional consultation with qualified financial advisors, accountants, or certified financial planners who understand your specific situation.

No Guaranteed Results

While we work hard to provide accurate and helpful educational resources, FlashTream makes no guarantees regarding specific financial outcomes, savings amounts, or debt reduction achievements. Individual results will vary significantly based on personal circumstances, financial discipline, economic conditions, and numerous factors beyond our control.

Information Accuracy and Currency

FlashTream strives to ensure that all educational content is accurate and up-to-date as of its publication date. However, financial regulations, tax laws, banking practices, and economic conditions change frequently. Information that was accurate when published may become outdated or may not apply to your specific jurisdiction or circumstances.

We make reasonable efforts to update our materials, but we cannot guarantee that all information remains current at all times. Users should verify any information they plan to rely upon and consult with appropriate professionals before making significant financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, FlashTream, its directors, employees, instructors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Thailand Market Context

While FlashTream operates in Thailand and our content may reference local financial practices and market conditions relevant to the Thai context, our educational materials are presented in English and designed for general educational purposes. Specific regulations, tax implications, and financial products vary by location and change over time.

Users outside Thailand should understand that certain examples, case studies, or references may relate specifically to Thai financial systems and may not directly apply to their jurisdiction. Always consult local financial professionals familiar with your specific regulatory environment.

Third-Party Content and Links

Our educational platform may contain references to third-party websites, tools, or resources for additional learning. These external links are provided as a convenience and for informational purposes only. FlashTream does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services.

We make no warranties or representations about the accuracy, completeness, or reliability of any information found on linked external sites. Your use of third-party websites is entirely at your own risk and subject to the terms and conditions of those sites.

Personal Responsibility

No Warranties

All educational content, digital tools, and services provided by FlashTream are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied. We specifically disclaim all implied warranties including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our services will be uninterrupted, timely, secure, or error-free, or that defects will be corrected. We make no warranty regarding the results that may be obtained from the use of our educational materials or the accuracy or reliability of any information obtained through our services.

Changes to This Disclaimer

FlashTream reserves the right to modify, update, or replace this disclaimer at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use of our educational services following any changes constitutes acceptance of those changes.

We recommend reviewing this disclaimer periodically to stay informed about how we clarify our limitations and responsibilities. The date at the top of this page indicates when this disclaimer was last revised.

Jurisdiction and Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of Thailand, without regard to its conflict of law provisions. Any disputes arising from or relating to this disclaimer or your use of FlashTream's educational services shall be subject to the exclusive jurisdiction of the courts located in Phitsanulok, Thailand.